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Boat Insurance in Louisville, KY 

Boat insurance helps protect your watercraft, passengers, and time on the water. At Wilson Thompson Insurance, we help boat owners in Louisville, KY and Southern Indiana compare boat insurance options from trusted carriers, so you can enjoy your time on the water with confidence. 

As an independent insurance agency, we work with multiple carriers to help you find coverage that fits your boat, how you use it, and your budget. 

Boat Insurance Coverage Options 

Boat insurance policies can be tailored based on the type of watercraft you own and how you use it. Our team can help you explore coverage options such as: 

  • Physical damage coverage 

  • Liability protection 

  • Coverage for personal watercraft 

  • Optional coverage for equipment and trailers 

We’ll help you understand what your policy covers and identify additional protection that may be appropriate for your situation. 

Why Choose Wilson Thompson Insurance for Boat Coverage? 

Choosing the right insurance agent matters when protecting your boat. When you work with Wilson Thompson Insurance, you get: 

  • Access to multiple top-rated insurance carriers 

  • Personalized coverage recommendations 

  • Guidance based on local waterways and usage 

  • Support when questions or claims arise 

Our independent approach allows us to compare options and help you feel confident in your boat insurance coverage. 

Serving Louisville, KY & Southern Indiana Boat Owners 

As a local insurance agency, we understand the needs of boat owners throughout Louisville and the surrounding communities. Whether you’re on the Ohio River or local lakes, we help clients find boat insurance solutions that fit their lifestyle.  

Ready to Compare Boat Insurance Options? 


Contact Wilson Thompson Insurance today to request a personalized boat insurance quote from a local independent agent. 

Our independent insurance agency in Louisville is proud to serve the surrounding areas of:

 

Brandenburg, KY

Mt Washington, KY

Shelbyville, KY

Shepherdsville, KY

Taylorsville, KY

Jeffersonville, IN

Wooden Boat Stern

Boat Insurance FAQs 

Do I need boat insurance in Kentucky? 


Boat insurance is not required by law in Kentucky, but coverage is strongly recommended to help protect against liability, damage, and unexpected events. 

Does boat insurance cover personal watercraft? 


In many cases, personal watercraft such as jet skis can be covered under a boat insurance policy. We’ll help you review available options. 

Can I bundle boat insurance with other policies? 


In some cases, bundling boat insurance with other policies may help simplify coverage and reduce overall costs. We’ll help you explore available options. 

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